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Your password doesn't protect you like you think. Especially if someone can guess your password by looking at your social media. But let's say you have a complex password - or even a password manager - even then, cybercriminals still have ways to get behind your password. Once they are in possession of your data, you can kiss your money and possibly your identity goodbye.

So, what do you need? More than a password! A second method to verify your identity.